We tried for a long time to keep our heads above water. We have been in a mess up to our noses craning our necks to just be able to breathe. We work and work and scrimp and scrimp. However, we still cannot seem to get ahead. Old debt that has high interest and fees is drowning us. We needed to call a Sacramento bankruptcy attorney to get out of the mess. We are careful with money. We go out to eat about once every three months or so. Sure, we should apply the money to a bill, but we get burned out and need a treat. Most people splurge more often than us.
We are not fashion hounds either. We have old clothes that many people would throw out. Even our cell phones are over four years old, and we got them on a deal for less than a dollar each to stay with our carrier. Taxes, medical bills, old debt and other stuff left over from when I got ill plague us still. Continue reading